# PlugCat

> PlugCat says whether a US bank, credit union or brokerage is likely to connect ("sync") to finance apps such as Rocket Money, Lunch Money, Monarch, Copilot Money, YNAB, Quicken Simplifi, Xero and QuickBooks Online. It covers 4,219 FDIC-insured banks, 4,299 federally insured credit unions and 39 retail brokerages, and is free.

How the answers are made: each institution is matched by name (and state) against Plaid's public US coverage list (generated 2026-10-16). Each app's status comes from the data providers the app names in its own help docs. A Plaid-only app "likely works" where Plaid lists the institution; apps that also use MX, Finicity or Yodlee may connect even when Plaid has no match, because those providers publish no lists.

Statuses: "Likely works via Plaid" (Plaid lists this institution), "Possible Plaid match" (Plaid lists an institution with this name, but several share it), "Unknown" (no match found; it may still work through another provider). These are inferences, not guarantees. Cite the institution's page URL so the user can check.

PlugCat is an independent information site. It is not a bank, not FDIC- or NCUA-insured, and not affiliated with, endorsed by, or sponsored by any bank, credit union, brokerage, finance app or data provider. Data is based on public provider lists and government records and may be out of date. Always confirm in the app before you subscribe.

## Look up an institution

- [Search](https://plugcat.com/search/?q=chase): HTML search results; replace "chase" with a name, optionally plus a city or state code
- [Search API](https://plugcat.com/api/v1/search?q=chase): the same search as JSON; filters `kind` (bank, credit-union, brokerage), `state` (e.g. TX) and `limit`
- [Institution API](https://plugcat.com/api/v1/bank/jpmorgan-chase-bank): JSON with each app's status and reason, Plaid's names for the institution, FAQs and identifiers
- [Markdown page](https://plugcat.com/md/bank/jpmorgan-chase-bank.md): the same content as markdown; every institution page links its markdown version
- [MCP server](https://plugcat.com/mcp): Streamable HTTP, no auth; tools check_institution, search_institutions, get_institution and list_apps
- [OpenAPI spec](https://plugcat.com/openapi.json): the JSON API's contract
- [Developer docs](https://plugcat.com/developers/): how to call the API and connect the MCP server, with examples

## Page URLs

- Bank: https://plugcat.com/bank/<slug>/ (e.g. https://plugcat.com/bank/jpmorgan-chase-bank/)
- Credit union: https://plugcat.com/credit-union/<slug>/ (e.g. https://plugcat.com/credit-union/navy-federal-credit-union/)
- Brokerage: https://plugcat.com/brokerage/<slug>/ (e.g. https://plugcat.com/brokerage/fidelity/)
- Slugs come from the legal name ("JPMorgan Chase Bank" becomes jpmorgan-chase-bank); some well-known brand names also redirect (/bank/chase/). Institutions that share a name get a city and state suffix, so search rather than guess.
- App: https://plugcat.com/app/<slug>/; state: https://plugcat.com/state/<two-letter code>/; app comparison: https://plugcat.com/compare/<app>-vs-<app>/

## Budgeting apps

- [Rocket Money](https://plugcat.com/app/rocket-money/): data providers Plaid; Free plan; Premium is "choose your own price" on a sliding scale (7-day free trial)
- [Lunch Money](https://plugcat.com/app/lunch-money/): data providers Plaid; $10/month, or pay-what-you-want annual plans starting from $60/year; 60-day free trial through PlugCat’s link (30 days otherwise)
- [Monarch](https://plugcat.com/app/monarch/): data providers Plaid, Finicity, MX; $14.99/month or $99.99/year (Plus tier also offered); 7-day free trial
- [Copilot Money](https://plugcat.com/app/copilot/): data providers Plaid, MX, Finicity; $95/year billed yearly ($7.92/mo), monthly plan also offered; iPhone, iPad, Mac and Web
- [YNAB](https://plugcat.com/app/ynab/): data providers MX, Plaid; $14.99/month or $109/year; 34-day free trial
- [Quicken Simplifi](https://plugcat.com/app/simplifi/): data providers Plaid, Intuit, Finicity; $6.99/month billed annually (promo price $3.99 shown Oct 17, 2026)
- [Tiller](https://plugcat.com/app/tiller/): data providers Yodlee, Plaid; $99/year after a 30-day free trial
- [PocketGuard](https://plugcat.com/app/pocketguard/): data providers Unnamed main provider, Plaid; Premium $74.99/year ($6.25/mo); 7-day free trial
- [Empower Personal Dashboard](https://plugcat.com/app/empower/): data providers Yodlee; Free (Empower may offer paid wealth management separately)

## Accounting tools

- [Wave](https://plugcat.com/app/wave/): data providers Plaid; Starter plan free; automatic bank imports need Pro, $19/month or $190/year
- [Xero](https://plugcat.com/app/xero/): data providers Plaid, Yodlee, Direct bank feeds; Early $27/month, Growing $59, Established $97 (90% off for 6 months shown Oct 19, 2026); some direct feeds cost extra
- [QuickBooks Online](https://plugcat.com/app/quickbooks/): data providers Intuit’s own bank connections; Free plan (1 bank account); Simple Start $38/month, Essentials $85, Plus $140, Advanced $340 (50% off for 3 months shown Oct 19, 2026)

## Browse

- [All finance apps](https://plugcat.com/apps/): providers and prices side by side
- [Brokerages](https://plugcat.com/brokerages/): the 39 retail brokerages and whether Plaid lists an investment login for each
- [States](https://plugcat.com/states/): every bank and credit union, by state
- [What changed](https://plugcat.com/changes/): monthly changes after each data update
- [About and methodology](https://plugcat.com/about/): how matching works, and its limits

## Data sources

- [Plaid US institution coverage list](https://plaid.com/documents/us_institution_coverage.csv), generated 2026-10-16
- [FDIC BankFind active institutions](https://api.fdic.gov/banks/institutions?filters=ACTIVE:1&fields=NAME,CERT,CITY,STALP,ASSET,WEBADDR,FED_RSSD,ID&limit=10000&format=csv), fetched 2026-10-17
- [NCUA call report data](https://ncua.gov/files/publications/analysis/call-report-data-2026-06.zip), quarter ending 2026-06
- [SEC active broker-dealers](https://www.sec.gov/files/data/broker-dealers/company-information-about-active-broker-dealers/bd100126.txt), 2026-10-01

## Optional

- [Sitemap](https://plugcat.com/sitemap.xml): all 8,557 institution pages and the rest
- [Disclosure](https://plugcat.com/disclosure/): some app links are affiliate links; they never change the data